The health technology company pioneering Healthcare Advocacy as a Service

Someone in yourcorner who speaksthe system's language.

Denied a medication? Stuck in prior-authorization limbo? A "not medically necessary" letter you know is wrong? Cove Health pairs you with a licensed physician — armed with our proprietary AI software — who advocates on your behalf, citing the facts, the applicable healthcare guidelines, and the precedent that get patients what their plans already owe them.

Start my case · $100
MD
Reviewed by a
licensed physician
§
Every guideline
cited & sourced
Active caseAppealing

Rx Coverage Reconsideration

Prior authorization · medical necessity denial
📋Records reviewedComplete
⚖️Statutes cited7 fed · state
✍️Advocacy letterDrafted
Case progressSent to plan
Prior AuthorizationsMedication Coverage"Medical Necessity" DenialsIndependent Medical ReviewStep-Therapy OverridesFormulary ExceptionsPrior AuthorizationsMedication Coverage"Medical Necessity" DenialsIndependent Medical ReviewStep-Therapy OverridesFormulary Exceptions
The unmet need

The system is complex by design. You shouldn't have to face it alone.

Healthcare has become consumer-centric in every way but one: when a plan says no, patients are left to argue medicine and law by themselves. Cove Health changes that.

01

Plans vary wildly

Every insurer has its own nuance, criteria, and fine print — and they rarely make it easy to find.

02

Providers are stretched

Your doctors are buried in day-to-day care. Chasing an appeal often falls to the bottom of the pile.

03

Denials hide behind committees

"Not medically necessary" decisions are often opaque — made far from anyone who knows your story.

04

No one owns your outcome

Between the plan and the practice, the one person truly invested in the result is you. Until now.

How Cove Health works

From uploaded records to a letter that lands — in four steps.

1

Upload your records

Securely share your medical records and the denial or issue you're facing. It takes minutes.

2

We review the merit

A licensed physician evaluates your case. If it has merit, we move forward — and you tell us who to contact on your behalf.

3

We draft & cite

Our physician drafts a rigorous advocacy letter, citing every relevant fact and healthcare guideline that supports you.

4

We advocate

The letter goes to the right party — your plan, another physician, a government body, or a workplace program — fighting for what you're owed.

The Cove Health AI engine

Where artificial intelligence meets physician judgment.

Healthcare never stops changing, and the administrative burden is opaque even to experts. Our proprietary AI software continuously draws on a living database — then a licensed physician brings the human judgment that turns analysis into advocacy. The blend is what makes it cutting-edge: machine reach, human discernment.

  • Proprietary AI software — purpose-built for healthcare advocacy, not a generic chatbot bolted on.
  • A living case database — relevant precedent, refreshed continuously as rules and rulings evolve.
  • Local administrative hearings — outcomes and reasoning that show what actually persuades reviewers.
  • Human intelligence, always in command — the AI surfaces and structures; a licensed physician decides and signs.
cove-ai · drafting advocacy letter
› analyzing patient_records.pdf
› matching denial type: "medical necessity"
› pulling federal guidelines [7 matched]
› pulling state code + IMR rights
› cross-ref admin hearings 324 cases
› physician review required
› drafting reconsideration letter
Sample advocacy letters

See the kind of letter that gets results.

Every Cove Health letter is physician-signed and grounded in the facts, the applicable guidelines, and the precedent. Here are three illustrative examples — open any one to read it in full.

Medical necessity

Medical Necessity Appeal

Overturning a "not medically necessary" denial for advanced imaging, citing federal claims-review rules and state medical-necessity law.

Read sample letter →
Prior authorization

Prior Authorization Request

Securing approval for an on-label specialty medication, documenting that all step-therapy requirements are already satisfied.

Read sample letter →
Step-therapy override

Step-Therapy & Formulary Exception

Winning an override where the plan's preferred drug is contraindicated or has already failed, with each ground documented.

Read sample letter →

Samples are illustrative and do not describe real patients.

Simple, honest pricing

One issue or many — we've got you.

Single Case
One issue, fully handled — review, drafting, and advocacy.
$100 flat fee
  • Licensed physician review of your records
  • One fully drafted, guideline-cited advocacy letter
  • Sent to the party of your choice
  • No subscription, no commitment
Start my case
Best for ongoing needs
Cove Membership
For patients juggling multiple issues across plans and providers.
$29.99 / month
  • Ongoing advocacy across multiple issues
  • Priority physician review
  • Unlimited letters while subscribed
  • Continuous case tracking & follow-ups
Become a member

Cove Health provides non-legal patient advocacy. We are not a law firm and do not provide legal representation.

"

A diagnosis doesn't disappear because a value is missing from a chart. Patients deserve someone who will say so — clearly, and in the system's own language.

— The founding principle of Cove Health
About us

Healthcare advocacy, finally on your side.

Cove Health exists because of a real, unmet need. The healthcare landscape is complex, insurance plans are full of variability and nuance, and providers are consumed by day-to-day care. Too often, no one is truly accountable for a patient's outcome.

As healthcare grows more consumer-centric, patients deserve the ability to hire qualified medical professionals to advocate for them— to push, in a non-legal capacity, for what health plans are duly required to provide. Especially when it comes to prior authorizations, medication coverage, and denials of "medical necessity."

That's the need Cove Health fills. We're a health technology company, and we've built something new for it: a category we call Healthcare Advocacy as a Service. Our proprietary AI software does the heavy lifting of research and analysis, and our licensed physicians supply the human judgment — a blend of human and artificial intelligence that delivers cutting-edge advocacy built for the modern era of healthcare. Every patient gets an expert in their corner who knows the terrain, and won't be brushed aside by an opaque committee or an inflexible guideline.

Human + AI
Physician judgment, AI-powered
MD-led
Every case, physician-reviewed
Health-tech
Pioneering Healthcare Advocacy as a Service
What advocacy seekers say

Patients, finally heard.

★★★★★
"I'd been fighting my insurer for four months. Cove Health's physician wrote one letter — with citations I never could have found — and the denial was reversed in twelve days."
RM
Renée M.
Member · California
★★★★★
"My son's growth medication kept getting denied over a missing data point. They understood the redetermination guidelines inside and out. It felt like finally having an expert on my side."
DA
David A.
Parent & member
★★★★★
"The prior-auth maze was impossible to navigate while working full-time. For a flat fee, a real physician handled the whole thing. Worth every penny."
JT
Joanna T.
Single-case client

Testimonials are illustrative composites shown for demonstration purposes.

Frequently asked questions

Everything you might be wondering.

What exactly does Cove Health do? +
Cove Health is a health technology company, and the pioneer of a new category we call Healthcare Advocacy as a Service (HaaS). You upload your medical records and tell us the issue you’re facing — a denied medication, a prior-authorization roadblock, or a "not medically necessary" decision. Our proprietary AI software analyzes your case, a licensed physician reviews it, and if it has merit, they draft a rigorous advocacy letter citing the relevant facts and applicable healthcare guidelines, then send it to the party you designate on your behalf.
Why would I need an advocate? +
The healthcare system is complex by design. Insurance plans carry endless variability and nuance, providers are buried in day-to-day care, and denials are often issued by opaque committees far from anyone who knows your story. Between the plan and the practice, the one person truly invested in your outcome is you. Cove Health puts a qualified medical professional firmly in your corner.
Is Cove Health a law firm? +
No. Cove Health provides non-legal patient advocacy and adjudication support — we push for what health plans are duly required to provide. We are not a law firm, we do not provide legal advice, and we do not represent you in legal proceedings. For legal representation, you should consult a licensed attorney.
Who actually reviews my case and writes the letter? +
A licensed physician — working hand in hand with our proprietary AI software. The AI surfaces and structures the most relevant guidelines, administrative-hearing outcomes, and regulatory findings; the physician then reviews your records, decides whether your case has merit, and signs the letter. It’s a deliberate blend of artificial and human intelligence: the AI assists, the physician decides.
What does it cost? +
A single case is a flat $100 — covering physician review, one fully drafted and guideline-cited advocacy letter, and delivery to the party of your choice. If you’re managing multiple issues, our Cove Membership is $29.99/month and includes ongoing advocacy, priority review, and unlimited letters while subscribed.
What kinds of issues can you help with? +
We focus on prior authorizations, medication coverage, and denials of "medical necessity." Letters can be directed to your insurance plan, another physician, a government body, or a workplace program — wherever advocacy is needed to get you what you’re owed.
How long does the process take? +
Timelines depend on the complexity of your case and how complete your records are. Once we have what we need, physician review and letter drafting move quickly. For urgent clinical situations, we flag the matter for expedited handling and note that urgency in the letter itself.
How is my medical information protected? +
Your records are uploaded securely and used only to review and advocate for your case. You designate exactly who we may contact on your behalf, and we share your information only as needed to advance the matter you’ve authorized.
Do you guarantee my denial will be overturned? +
No one can honestly guarantee an outcome — decisions rest with the plan or body receiving the letter. What we stand behind is a rigorous, physician-reviewed advocacy letter built on the strongest available facts and authorities. If, on review, we don’t believe your case has merit, we’ll tell you candidly before proceeding.
How do I get started? +
Click "Sign up," create an account, upload your records, and tell us who to advocate to. A licensed physician takes it from there. Questions first? Email us at info@covehealth.net.

Still have a question?

You shouldn't have to navigate the healthcare system alone.

Upload your records, tell us who to reach, and let a licensed physician make your case.

Start my case today